Buy-in Buyout Services

Despite billions of pounds of contributions being paid into Defined Benefit (DB) pension schemes in recent years, for many schemes the deficit between assets and liabilities – or DB ‘Black hole’ - has continued to grow.

One of the ways to remove some or all of the risks associated with your DB scheme is to enter into an arrangement with an insurer for some or all of your DB liabilities.

Over the past five years, trustees and sponsors of DB pension schemes have insured pension liabilities worth more than GBP 90 billion through bulk annuity deals (buy-ins, buyouts and longevity swaps). In doing so, they have removed the investment and longevity risk associated with pension schemes and ensured that their scheme members receive the benefits on which they have based their retirement plans.

So, how would you gauge whether a bulk annuity deal or longevity swap is not only right for your scheme and its members but also an affordable option? That’s where we come in.

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Buyout Comparison Service

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PENSION PROTECTION FUND (PPF)+ BUYOUT

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TRIGGER BASED DEALS & MONITORING

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Specialist

Specialist

Our dedicated Buy-in and Buyout team has an enviable record in the bulk annuity market and has completed a number of deals that were the first of their kind.

Partnership

Partnership

Even if a transaction doesn’t appear immediately affordable, we will highlight options that might help. This could involve a medically underwritten solution, deferring payment of the insurance premium, or insuring just that part of the membership where pricing looks most attractive.

Innovative

Innovative

We use our knowledge to come up with solutions. That’s why one leading insurer measures our conversion rate at consistently over 60%, well above the industry average. This record for closing deals rises to 85% when deals that transact within a further 24 months are included.

Market intelligence

Market intelligence

We’ve worked with all of the insurers in the market on a range of deals, from small to large and complex to standard ones. Our experience enables us to provide you with insights and market intelligence that could translate to material savings on your transaction.

See our Latest Buyout Market Watch Report

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HYBRID BUYOUT – FOR DC SCHEMES WITH DB ELEMENTS

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Medically underwritten Bulk Annuity

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Guide To Getting Ready For Buy-In Or Buyout

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