Private Client Services

Effective 1 April 2019, Jardine Lloyd Thompson PCS Group is now fully incorporated under Marsh & McLennan Companies (MMC). The business and entities of PCS now form part of the global business network of Mercer, a wholly owned subsidiary of MMC. 

Jardine Lloyd Thompson Private Client Services (JLT PCS) is the market leader in insurance broking for High Net Worth individuals, providing total insurance solutions and holistic risk management propositions with their wealth planning needs in mind.

With offices across Singapore, Hong Kong SAR, China Mainland, Malaysia, United Arab Emirates (Dubai) and Switzerland (Geneva and Zurich), we work in close partnerships with major private banks and trustees globally to deliver holistic risk management propositions with the overall planning needs of our high net worth (HNW) clients in over 50 markets.

We bring together a unique combination of financial strength, global reach, and a team of expert consultants committed to operational and service excellence, to create and preserve wealth through complementary insurance solutions.

Wealth and assets are accumulated over a lifetime. It is of paramount importance to preserve and protect your hard earned wealth to transit from one generation to the next.

JLT PCS delivers bespoke insurance solutions to HNW individuals for lasting legacy planning.


  • Family Protection
  • Business Protection
  • Assets Protection
  • Family Protection

    Wealth Creation & Transfer
    Enhance and grow your wealth for your future generations to ensure a lasting legacy

    Wealth Preservation & Transfer
    Protect your assets with a Private Placement Life Insurance policy that allows separation of the assets

    Savings & Retirement
    Save for the future - an effective way of transferring wealth and providing continuous income for generations

    Global Hospitalisation
    Enjoy access to world-class medical providers, facilities and premium customer service globally. Offers premium Private Medical Insurance and comprehensive benefits to cover high medical costs

    Kidnap & Ransom
    Protects against financial loss and provides leading crisis management services in the event of a kidnapping or extortion

  • Business Protection

    Key Person Protection
    Protects the value of a business against the loss of a key person’s profit contribution as a result of an unforeseen death

    Buy-Sell Agreement
    Ensures business continuity by providing remaining owners with cash to purchase a deceased owner’s shares and prevents members of the deceased owner’s family from becoming business partners

    Senior Executives Retention Program
    As part of an executive bonus plan, the business pays a life insurance premium to beneficiaries of selected senior executives

    Property and Casualty Insurance Solutions


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Our People


Robin Yeo is the Chairman of Jardine Lloyd Thompson Private Client Services (PCS) Group and is based in Singapore. He pioneered the development of the HNW life insurance market in Singapore in 2000. He founded the PCS business in 2002 and he subsequently on-boarded it to Jardine Lloyd Thompson Pte Ltd in 2006.

A graduate from University of Manchester, Institute of Science & Technology, Manchester, Robin is also a Senior Associate of ANZIIF and a Certified Insurance Practitioner with over 40 years of experience in the insurance industry.

Joseph Low

Joseph Low is the Chief Executive Officer of Jardine Lloyd Thompson PCS Group and Chief Executive Officer of Jardine Lloyd Thompson PCS Limited in Hong Kong SAR, playing an active part in the development of the overall strategy of the Group while continuing to lead the expansion of the North Asia business in China Mainland and other markets.

Joseph joined JLT PCS in 2006 and was instrumental in setting up and driving the PCS business in Hong Kong SAR. He is also responsible for developing the strategic plans for the North Asia market, managing key partner relationships in this region.

Prior to joining JLT PCS, Joseph was at Zuellig Insurance Brokers Pte Ltd (Singapore) where he served as a Marketing Director for Private Client Services. He has over 15 years of experience in the financial industry and holds a Bachelor of Accountancy (Hons) degree from Nanyang Technological University of Singapore.

Gaya Vytheswaran

Gayatheri Vytheswaran (Gaya) is the Deputy CEO, Jardine Lloyd Thompson PCS Group, CEO for Southeast Asia and International at Jardine Lloyd Thompson PCS Pte. Ltd., as well as Senior Executive Officer at Jardine Lloyd Thompson PCS (Dubai) Limited. 

Gaya has been with PCS for over 11 years and is responsible for driving PCS’ businesses outside North Asia, including Southeast Asia, Dubai, Geneva and Zurich. She also oversees the development of strategic plans for PCS in newer markets such as the US, South America, UAE and Europe.

She has been instrumental in the expansion of the NRI Team in Singapore, and setting up PCS’ presence in Geneva, Zurich and Dubai.  

Prior to joining JLT PCS , Gaya was last serving a Financial Advisor at the Alliance & Leicester Plc, (London, UK). She has over 14 years’ experience in the financial industry. She holds a Bachelor of Engineering (Hons) in Computer Systems and Electronics from Kings College London, University of London.

Chong Choon Nean

Chong Choon Nean is the Chief Operating Officer of Jardine Lloyd Thompson PCS Group and a Senior Executive Director of Jardine Lloyd Thompson PCS Limited. Prior to joining JLT PCS, he was in merchant and investment banking for 16 years. Chong Choon Nean worked in a number of product areas including project finance, structured finance, corporate advisory and cross border based products.

Chong Choon Nean undertook a career switch in 1994 and took up freelance consulting and eventually into business entrepreneurship. In 2005, he re-entered the finance industry and commenced his career in the HNW life insurance sector. He joined Jardine Lloyd Thompson Pte. Ltd. in 2006 and established the private placement life insurance practice.

Chong Choon Nean graduated with a Master in Business Administration from Manchester Business School and a Bachelor of Science (Hons) degree from University of Manchester, Institute of Science & Technology. He is also a qualified Trust and Estate Practitioner (TEP) and a member of STEP.

Our Locations

Social housing insurance and risk management

PCS Division, JLT Insurance Brokers Co., Limited
Suite 1801, 18/F
Kerry Parkside No. 1155 Fang Dian Road
Pudong, Shanghai  

JLT PCS in Dubai
Gate Precinct Building 3, Level 5, Office 510
Dubai International Financial Centre, Dubai UAE

JLT PCS in Geneva
Rue de Chantepoulet 1-3
1201 Geneva, Switzerland

JLT PCS in Hong Kong SAR
Suite 2001, 20/F Cityplaza Four
12 Taikoo Wan Road
Taikoo Shing island East, Hong Kong


PCS Division, Jardine Lloyd Thompson Sdn Bhd
Level 42-01A (West Wing)
Q Sentral, 2A Jalan Stesen Sentral 2
Kuala Lumpur Sentral
50470 Kuala Lumpur, Malaysia 

JLT PCS in Singapore
138 Market Street #06-03
CapitaGreen, Singapore 048946 

JLT PCS in Zurich
Tessinerplatz 5, Zürich 8002, Switzerland

Helpful Links

View the JLT PCS Fair Processing Notice and Complaint Handling Procedure.

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