Casualty Insurance

Our international casualty team provides comprehensive risk solutions for a wide variety of clients from around the world.

Our goal is to provide creative and specialist insurance programme design for open market or facility business, risk finance and placement solutions that give our clients the confidence that their risks are being effectively and comprehensively protected in the most cost-effective way.

Whether a large corporate, public sector or SME insured we are innovative in coverage evolution. Our market understanding and reputation with underwriters, with whom we place in excess of USD 100 million of liability premium, ensures we will deliver the most cost effective solutions to our clients.

Our in-house claims team, who work alongside the placement brokers, share a mutual commitment to our client’s success and will provide them with a value added and timely service. With 99% of claims agreed by insurers, collected and paid within 30 days, they form an integral part of the service we provide.

WHAT WE DO

Casualty insurance what we do

We are a team of dedicated professionals delivering solutions as specialist open market placements or through market leading lineslips and binders. We primarily have access to the London market and access to global markets such as those in Miami, Bermuda and continental Europe.

We are not limited in the types of business we handle, examples of the industry sectors in which we have particular expertise include:

Casualty insurance what we do
  • Municipalities and public sector 
  • Mining and natural resources including on-shore oil and gas
  • Construction and high hazard trades
  • Heavy industrial and manufacturing
  • Power and utilities
  • Retail and property management 
  • Transportation and logistics
  • Chemical and pharmaceutical
  • Leisure and hospitality

FAQs

  • Public, products and pollution liability (insurance and reinsurance)
  • Umbrella / excess liability (including owned / non-owned auto and aviation)
  • Environmental impairment liability (first party and third party gradual pollution)
  • Contractors pollution (annual and project specific)
  • Construction Wrap up Liability (Annual and project specific)
  • Combined general liability and professional indemnity / errors and omissions coverage
  • Product recall
  • Product guarantee
  • Failure to supply
  • Terrorism liability
  • Pure financial Loss / patrimonial damages
  • Care, custody and control cover
  • Special event Liability
  • Employers liability/workers compensation
  • Motor third party liability
  • Liability buy-outs /loss portfolio transfers
  • Adverse loss development /aggregate stop loss protection
  • Risk finance/structured solutions
  • Collation of client’s underwriting information
  • Assistance with client presentations
  • Insurance and reinsurance programme design
  • Identification of suitable underwriters
  • Leveraging our global market relationships
  • Superior marketing skills
  • Benchmarking of terms and conditions
  • Wording reviews including coverage evolution
  • Statistical / actuarial review and loss forecasting
  • 24 hour turnaround for enquiries
  • Access to Lloyd’s security
  • Innovative open market placements
  • Market leading lineslips to a wide range of industries
  • Binding authorities with delegated client authority
  • Coverholder approval capability
  • Documentation / certificate issuance
  • SME through to large corporate service excellence
  • In-house claims advocacy, negotiation and prompt payment
  • Working with third party adjusters
  • A determination to succeed

WHY JLT

  • We are able to develop answers to your problems that are bespoke to you. We have the flexibility and connections with the market to build unique products specifically with you at their heart
  • We will speak to you in a language you will understand and we will explain any complexities so that you know exactly what service you are getting and what you are covered for. We can explain the particulars of your cover in a clear and concise way for your peace of mind. We believe that our clients should know how to activate their policy should they need to and our ability to provide clarity is fundamental to that
  • Our unrivalled relationships to the right insurers in the market, dealing with them every day, means that we can leverage not only the price but also the coverage
  • Our promise is to always provide wordings that are robust and evolving as your industry develops. We take into account new exposures which test the market. We ensure the most competitive package is available to you. We lead the market in terms of widest wordings and set the trends
  • We do not outsource claims management. Our claims team are based in our London HQ, working side by side with our broking specialists and are available to advise our clients whenever needed. This means you always deal with people who understand you and your business which is useful at the best of times but essential in the event of a claim
  • We provide a single point of contact to take the stress out of dealing with your global insurance programmes. Our multi-lingual team will coordinate between you, the broker, the insurer and where relevant our network spanning over 135 countries.
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