Sports Insurance & Risk Management

Organizing successful sporting events demands pinpoint planning and an in-depth understanding of the potential risks they carry. JLT has the expertise and experience to identify and manage these risks, and to create insurance programs that respond when required.

From event cancellation, broadcast disruption and third-party liability risks to cyber, travel and crime exposures, a tailored insurance program will protect you, your competitors and your audiences.

Our sports team aims to make insurance for the sports industry simple. We provide our clients with a range of specialist sports insurances, whether you’re into organizing events, a governing body or a professional sports club.

We pride ourselves in finding solutions which mitigate your exposure to risk in sport and help your business run more smoothly.



Our dedicated team of sports insurance practitioners combine years of knowledge and industry experience, with the latest technology, to deliver world class service solutions. Our wide range of experience in this field has seen our team evolve into specialists. We design, develop and implement insurance, risk solutions and risk management programs for sporting events.

Our hands-on approach to the risk management process ensures we focus on the critical area of risk management programs’ implementation. Often, a key area neglected or overlooked.


Working in partnership with you, we can also identify your major business exposures by conducting a series of interactive workshops. This focus involves participants from all levels within your sport to ensure a complete assessment of the various risks and exposures.

We design solutions in conjunction with workshop participants, which are financially viable and practical in implementation.


Such risks may include:

  • Doping
  • Employee taken ill abroad
  • Injury to spectators
  • Legal action
  • Athlete injury
  • Injury to spectators
  • Event postponement
  • Disputed decision
  • Event relocation
  • Local organizer not adequately insured
  • Committees and working commissions
  • Event cancellation
  • Accident / illness of president
  • Membership decisions
  • Website hacked
  • Judges and officials
  • Kidnap

This could be anything from power failure, damage to venue, earthquake, terrorism, accident/illness, SARS/aviation, national mourning, denial of access, strikes/riots, ash cloud, public transport failure to extreme weather.

Despite the most meticulous organization circumstances may arise which could stop your event from proceeding as planned. This is likely to have a significant effect on your financial loss or outlay on costs and expenses through event cancellation.

In addition to your own costs you also need to pay particular attention to potential financial loss which may arise out of contractual relationships with sponsors or through loss of costs, expenses and guarantees which are not recoverable such as commitments to hotels, venues, caterers or other service providers.

Over the years we have often referred to this insurance as a ‘sleep easy’ policy as any loss of income arising from a major event due to an insured peril could cause significant loss of revenue.

Commonly it is the unexpected peril that causes the financial loss.

The dynamics of this insurance must be totally understood by the broker handling this insurance as it is often offered in a loss.


  • Globally, the members of our team have exceptional sports experience. We have provided advice to the world’s leading sports associations and event organizers, including:
    • Summer & Winter Olympic Games
    • Commonwealth & Asian Games
    • Grand Slam Tennis Events
    • Major Golf Championships
    • World Cups, including Football, Cricket and Rugby
    • Major International and National Sporting Associations
  • We do not outsource claims management. Our claims team is based in our offices, working side by side with our broking specialists and are available to advise our clients whenever needed. This means you always deal with people who understand you and your business which is useful at the best of times but essential in the event of a claim
  • Our strong relationships to the right insurers in the market, dealing with them every day, means that we can leverage not only the price but also the coverage
  • You can feel comfortable to call us, at any time of the day or night. We will deal with your query immediately. A quick and proactive response when claims occur to get speedy settlements.

Insurance Solutions

We offer expertise in the following insurance product lines:

When conducting your activities you are deemed to hold a duty of are to third parties. Any alleged breach of that duty may result in a claim for damages. We can provide a liability insurance product for clients in the sporting sector to protect you against your potential legal liability.

This product can cover accidents that have resulted in some form of serious injury or permanent disability.

As a condition for attending an event, organizers will often require participants to possess adequate travel medical expenses insurance.

This product covers sports facilities and promoters who organize sporting events. If the sports event has to be cancelled or abandoned for any reason, it can be very expensive for the organizers. Cancellation and abandonment insurance covers these expenses.

Cyber insurance has been developed to address the first and third-party risks associated with e-business, the internet, computer networks and confidential information. Whilst the historical focus of these policies has been centred on potential hacking risks, the risks have evolved and insurance can provide cover for these threats including malicious acts, system malfunction, negligent acts of employees and data theft.

Crime insurance policies are designed to provide financial protection to the company balance sheet from the consequences of employee dishonesty and third party fraud.

Sports equipment insurance policies protect against any financial risks from the consequence of theft, breakdown of equipment or accidental damage.

Kidnap and ransom protects against the risk of kidnap for ransom, extortion, wrongful detention and hijack.

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