Product Liability Insurance for Automotive Industry

As a result of the rapid development of automation and driverless technology, the liability risk landscape is shifting from human to product error. Our industry focused approach, knowledge of both the product supply chain and contract risk management means we are able to provide market leading terms and cover for product recall and liability cover.

The composition of vehicles is becoming ever more complex. With this increased complexity and growing number of interconnected parts, the reliance on product integrity and performance takes greater emphasis. These factors also lead to greater intricacy in the supply chain, making the products risk a huge challenge.

Visibility in supply chain and an in-depth understanding of the contractual obligations of respective parties will be critical in understanding the risk exposures of respective parties. OEM’s and their respective tiers of parts manufacturers will look to manage their risk exposures through contract, pushing liability down to their suppliers. An understanding of which an insured contracts with and to what extent liabilities are retained and transferred through contract will be critical in designing appropriate and optimal risk transfer solutions.


Automotive product liability insurance

We work closely with our clients to create visibility of their complex supply chain. In addition, we guide clients on their contractual obligations and recourse within the tiers of their suppliers.

Product liability insurance

This additional clarity enables us to design highly relevant and effective risk transfer programmes that more accurately reflect our client’s risk exposure.


We are innovators. We are leading the market in driving insurers to provide future proof solutions to your rapidly changing risk landscape. Below are examples of some of those areas:

Our unique approach provides our clients with greater visibility and resiliency of their supply chain. This means that we are able to secure improved limits and cover beyond tier 1, down through the entire supply chain.

Our partnership with Resilinc, a market leading supply chain resiliency specialist, gives us access to unique and differentiated data, coupled with quantitative information, which will be of significant value to both clients and insurers.

We are driving the insurance market to deliver a seamless solution in respect of product recall, cyber and tech to address the increased and changing risk exposures brought about by new technology. This will provide broader cover, dovetailed to reduce ‘grey’ areas and avoid duplication and gaps.

The product liability risk landscape is shifting from human to product error as a result of the rapid development of automation and driverless technology.

The greater visibility of supply chain provides an improved understanding of contractual indemnities throughout the chain, thus enabling a clearer view of liabilities retained or transferred under contract.

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