Injuries costing £123 million a season for Premier League clubs, finds JLT Specialty

13 September 2015

JLT Specialty, the specialist insurance broker and risk consultant, has calculated that Premier League clubs pay more than £120 million (£123m) per season in wages to injured players . It found that over the 2012/13 and 2013/14 seasons combined, Manchester United paid the most to players unable to play due to injury, spending nearly £34m (£33.8m) over the two seasons. However, Premier League clubs are increasingly seeking to offset the cost of injured players’ pay by insuring against that eventuality. 

Furthermore, JLT Specialty has created a “most impacted club” index, by calculating the value of the player to the particular club they play for in terms of their monetary value measured against how long the player has been absent due to injury, and thereby assigning an ‘impact score’ to each club.
Based on the length of injury time relative to the cost of players, JLT found that despite Manchester United having the greatest number of injuries overall since the 2011/2012 season, Tottenham Hotspur was the most impacted team. Whilst most of the largest clubs have all had prominent injury problems and as such are high up in the “most impacted club” league, Manchester City and Chelsea – the premiership winners of the last two years – fare considerably better. Clearly they have either been lucky or prudent in regard to injuries and injury management.  

Duncan Fraser, Head of Sport at JLT Specialty, commented: “Looking at the winners of the last two Premiership seasons and their injury record compared to their nearest rivals, the importance of keeping players fit is very clear. Chelsea and Man City have been far more fortunate in this regard than the likes of Man United and Spurs. 

“As wages escalate in the top division – partly thanks to the injection of cash into the league from new TV deals – so too does the cost to clubs of injury absences. In the 2013/14 season alone, almost £130 million was paid out to players who were unable to take to the field due to fitness issues. As a result, clubs are increasingly looking to insure their players so that, if they get injured for a prolonged period of time, they can claim a certain percentage of their large salary paid back. Depending on the circumstances, this could be up to half of the total injury bill.” 

Click here to download the full report findings.

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Notes to Editors


JLT Specialty

Jo Poucher  

+44 (0)20 7558 3277 

Smithfield Consultants:  

Julia Cooke   

+44 (0)20 7903 0641

About JLT Specialty 

JLT Specialty Limited (JLT Specialty) is a specialist insurance broker and risk consultant, providing market leading industry knowledge and expertise in specialist fields to some of the world's largest companies.
JLT Specialty is part of the Jardine Lloyd Thompson Group of companies (JLT), one of the world’s leading providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. JLT’s client proposition is built upon its deep specialist knowledge, client advocacy, tailored advice and service excellence.

JLT is quoted on the London Stock Exchange and owns offices in 39 territories with more than 10,000 employees. Supported by the JLT International Network, it offers risk management and employee benefit solutions in 135 countries.

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